Abanka Vipa d.d. hereby publishes the following announcement:

International ratings agency Fitch Ratings has changed Abanka's Long-Term Foreign Currency IDR to 'B-' with negative Outlook, Support Rating to '5', Support Rating Floor to 'B-', Viability Rating to 'b-', Guaranteed noted (ISIN code: XS0452852196) to 'A-' and Hybrid capital instrument (ISIN code: XS0283183084) to 'CC'. Abanka's Short-Term Foreign Currency IDR was affirmed at 'B'.

The agency's downgrades reflects further deterioration of asset quality and bussines environment in which Abanka operates, tighter capitalisations and according to agency view, support from the Slovenian authorities is uncertain.

Securities Market Agency has issued the permission to Abanka for Prospectus for the sale of ordinary shares in the total amount up to 50 mio EUR. Abanka intends to start with public offer of shares in August 2012.

This announcement in English is of an informative nature.

This announcement will also be published on Abanka Vipa d.d.'s website (www.abanka.si) as of 10 August 2012, and will be accessible for a period of no less than five years.