In accordance with the Ljubljana Stock Exchange Rules and the applicable legislation, ZAVAROVALNICA TRIGLAV d.d., Ljubljana is hereby publishing the following notice:

•  Triglav Group's total business volume increased by 36% year-on-year, reaching EUR 1,769.8 million, primarily driven by growth in gross written premium on international insurance and reinsurance markets.

•  Earnings before tax rose by 15% to EUR 143.1 million, while net earnings increased by 11% to EUR 118.9 million.

•  The combined ratio Non-Life and Health reached a favourable 91.3% (9M 2024: 92.5%). The new business margin Life stood at a sound 13.2% (9M 2024: 13.7%).

•  At the half-year mark, Triglav raised its annual profit guidance for 2025 from the originally projected EUR 130–150 million to EUR 140–160 million. Based on the currently known business conditions expected until the end of the year, at the end of the first nine months Triglav Group estimates that its earnings before tax will be at the upper end of the guidance range, at approximately EUR 160 million.

•  In 2026, Triglav Group's earnings before tax are projected to reach EUR 170–190 million. According to current estimates, total business volume will exceed EUR 2.4 billion, while the combined ratio Non-Life and Health is expected to be around 95%.  

More detailed information is enclosed hereto.

This information will be published on the website of Zavarovalnica Triglav d.d. at www.triglav.eu as of 19 November 2025 and will remain available on the Company's public website for a period of at least five years.