In accordance with the Ljubljana Stock Exchange Rules and the applicable legislation, ZAVAROVALNICA TRIGLAV d.d., Ljubljana is hereby publishing the following notice:

At its regular annual review, rating agency AM Best (the Agency) reaffirmed the Financial Strength Rating of “A” (Excellent) and the Long-Term Issuer Credit Rating of “a” (Excellent) of Zavarovalnica Triglav and Pozavarovalnica Triglav Re. All elements of the ratings remain unchanged, while both ratings continue to carry a stable medium-term outlook. It reflects the rating agency’s expectation that Triglav will sustain its strong operating earnings over the medium term while maintaining very strong balance sheet strength.

The ratings reflect Triglav’s very strong balance sheet strength, strong operating performance and appropriate enterprise risk management. The impact of the business profile and ownership structure on the company’s credit rating remains neutral. In its assessment of Pozavarovalnica Triglav Re, the Agency highlighted its strategic importance to Triglav Group and its high level of integration within the Group.

According to the Agency, Triglav Group's capitalisation remains at the strongest level and is appropriately aligned with its risk profile. It also highlights the Group’s good financial flexibility, proven access to equity and debt markets, and low level of financial leverage, reflecting the Group’s conservative capital structure.

Among Triglav’s key competitive advantages, the Agency highlights its leading position in the Slovenian insurance market and across the Adria region. It also points to the Group’s well-diversified portfolio by product and geography, including its operations in the Italian motor insurance market.

The Agency assesses that Triglav maintained strong profitability in 2025, driven primarily by excellent non-life insurance results, supported by its life insurance, reinsurance and asset management businesses. The Agency expects Triglav’s strong performance to continue in 2026, which is also confirmed by strong results in the first half of the year.

This information will be published on the website of Zavarovalnica Triglav d.d. at www.triglav.eu as of 23 October 2026 and will remain available on the Company's public website for a period of at least five years.